Open Question: debt consolidation?

I currently have a very high credit score (~800) and have never made a late payment. Right now, my credit card is at about $4500, and I am having trouble staying ahead of the interest. I am thinking about consolidating my credit card debt, but don't know much about it. If I did, I would continue to make every payment on time, etc, but I just wondered if the act of consolidation in itself would adversely affect my credit rating. Does anyone know? I do not have poor spending habits... after vet school I had a one year internship where I was paid barely enough to pay the rent, so I accumulated money on one credit card (I only have one). Now I am living within my means, but I have sky-high student loan payments. I just thought I may be able to pay the debt off sooner if the interest wasn't so high.

Resolved Question: I need HELP!?

OK, I got myself in way over my head with credit cards. Long story short, both of my paychecks each month CANNOT even cover the min. payments. I've looked into consolidation...they're too expensive($500-600 per month) Is there anything else I can look into besides bankruptsy?

Its around 25-30K in unsecured debt. I can't get a second job. I go to school full time and work 40 hrs a week. Its not possible. I have a cash car, no car payment.

Voting Question: What are the cons of using a debt consolidation/credit counseling service?

Do these services negatively effect your credit? If so, for how long?
Are there any major pros to these services?

Voting Question: is it wise to use a debt consolidation program and do they really work?