Open Question: I'm looking to consolidate about 10,000. in debt.?

The short version: I've got considerable student load debt that I simply cannot afford the monthly payments on. I've tried all the usual ideas for fixing this, ie. forbearance, consolidation, etc. The bulk of my loans are through Sallie Mae and anytime you try calling them you talk to 15 different people who barely speak English and tell you 15 different things. I am very willing to repay these I simply can't afford it along with my consumer debt (which is in a debt management program), rent, other bills, etc.

What kind of professional should I talk to? An accountant? A banker? A lawyer? I need help and don't know where to turn.

Open Question: Who is the best company to go with for credit card debt consolidation?

I need to sign with someone ASAP I can not pay these cards anymore. I am really in trouble. What should be my first move?

Resolved Question: credit counseling, debt consolidation and debt settlement.?

I have 2 credit cards and I am 21. One with a balance of 3000 and one with a balance of about 700. I cant afford my payments whats my best option? they have very high interest. I cannot get a loan to pay them off with a cheaper interest rate. Help please.

Resolved Question: Loans for Consolidating Debt?

Whats a good source for consolidation loans apart from banks?